Personal Capital – Android App For Financial Planning, Money Management and Investing

Personal Capital is an excellent Android app for financial planning, money management and investing. It links to all your accounts and lets you track investments by account, asset class or individual security.

Its cash flow tracking feature is also a huge time saver. It works in sync with your budget and helps you understand how your income and expenses are trending against last month’s spending.

Pricing

Personal Capital is an all-in-one money management and investing app that provides you with a wealth planning tool, budgeting tools, and credit score tracking. Its services are completely free and it’s very easy to set up. The only drawback is that it can occasionally disconnect linked financial accounts, which means you may need to re-connect them to make sure the information is correct. It also has a lot of ads that can get annoying, but they’re meant to cover the cost of providing you with this service. You can opt out of any of the ad offers if you don’t want to see them.

Security

Whether you’re using the personal capital app on your android phone or desktop computer, it’s important to keep your data safe. The app uses multiple layers of security to ensure that all of your personal information remains private. You’ll also receive a verification phone call, text message, or email before you can access your account from any new device. This authentication feature isn’t quite two-factor, but it’s close to it and a strong security measure.

Another important security feature is that your bank and brokerage credentials are not stored in Personal Capital’s database. Instead, they’re hosted at Yodlee – a fintech industry veteran that keeps your financial information secure from hackers and fraudsters. This third party provider is a strong security partner and works closely with Personal Capital to provide an added layer of protection for your account. The company is also regularly audited by the SEC, ensuring that their systems are compliant with cybersecurity laws and regulations.

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